Last Updated: July 2026
Welcome to kriyafinance.in ("the Website"), operated by Kriya Finance, an AMFI-registered Mutual Fund Distributor based in Kolkata, West Bengal, India. By accessing or using this Website, you agree to be bound by these Terms and Conditions. Please read them carefully.
If you do not agree with any part of these Terms, please discontinue use of this Website immediately.
1. Use of This Website
This Website is intended for residents of India who are 18 years of age or older. By using this Website, you confirm that you meet this requirement.
You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the Website. You must not:
- Use the Website for any fraudulent or unlawful purpose
- Attempt to gain unauthorised access to any part of the Website or its servers
- Upload or transmit any harmful, offensive, or malicious content
- Reproduce, duplicate, copy, or resell any content from this Website without prior written permission from Kriya Finance
2. Informational Purpose Only
All content on this Website — including articles, blog posts, calculators, guides, and comparisons — is provided for general informational and educational purposes only. Nothing on this Website constitutes financial advice, investment advice, tax advice, or legal advice.
Kriya Finance is an AMFI-registered Mutual Fund Distributor (ARN-328132). We also operate as an Authorised Person of a registered Stock Broker. We do not act as a SEBI-registered Investment Advisor (RIA) or Research Analyst. Any information or content on this Website should not be relied upon as a substitute for personalised professional advice. Please consult a qualified financial advisor before making any investment decisions.
3. Mutual Fund Disclosures
Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
- Past performance of any scheme is not indicative of future returns.
- NAVs of schemes fluctuate based on market conditions.
- There is no guarantee or assurance of returns from any mutual fund scheme.
- Investors should assess their risk appetite, investment horizon, and financial goals before investing.
4. Intellectual Property
All content on this Website — including text, graphics, logos, images, and blog articles — is the intellectual property of Kriya Finance unless otherwise stated. You may not reproduce, distribute, modify, or republish any content from this Website without prior written consent.
You may share links to articles or pages on this Website, provided appropriate credit is given to Kriya Finance and a link back to the original page is included.
5. Accuracy and Changes to Content
We strive to ensure that all information on this Website is accurate and up to date. However, financial regulations, interest rates, tax laws, and product features change frequently. Kriya Finance makes no warranty — express or implied — about the accuracy, completeness, or timeliness of any information on this Website.
We reserve the right to update, modify, or remove any content on this Website at any time without prior notice.
6. Third-Party Websites and Links
This Website may link to third-party websites such as fund house portals, SEBI, AMFI, banks, or financial platforms. These links are provided for your convenience only. Kriya Finance does not endorse, control, or take responsibility for the content, accuracy, or practices of any third-party website. Accessing such links is entirely at your own risk.
7. No Client Relationship
Visiting or using this Website does not create a client-distributor or advisory relationship between you and Kriya Finance. A formal relationship is only established after completion of the required KYC (Know Your Customer) process and execution of a signed agreement in accordance with SEBI and AMFI guidelines.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Kriya Finance shall not be liable for any direct, indirect, incidental, special, or consequential loss or damage arising from:
- Your use of or inability to use this Website
- Any investment decision made based on content found on this Website
- Errors, omissions, or inaccuracies in the content
- Unauthorised access to or use of our servers or personal data stored therein
- Interruptions, bugs, viruses, or technical failures affecting the Website
9. Privacy
Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it to understand how we collect, use, and protect your information.
10. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Kolkata, West Bengal.
11. Changes to These Terms
Kriya Finance reserves the right to revise these Terms and Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the Website after any changes constitutes your acceptance of the revised Terms.
12. Contact Us
If you have any questions about these Terms and Conditions, please reach out to us:
📧 Email: info@kriyafinance.in
🌐 Website: kriyafinance.in
📍 Location: Kolkata, West Bengal, India
Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future returns.